Silver Gains Golden Status: How the RBI’s 2026 Silver Collateral Rule Will Unlock Billions in Household Wealth

RBI’s Big Move: Silver Becomes Loan Collateral from April 2026In a landmark decision, the Reserve Bank of India (RBI) will officially allow silver to be…

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RBI Eases Business-Overlap Rules for Bank-Promoted NBFCs: A Governance-Based Reform

Executive Summary In a landmark regulatory move, the Reserve Bank of India (RBI) has relaxed its earlier proposed restrictions on business overlaps within banking groups.…

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Beyond the Bank: How NBFCs are Reshaping Study Abroad Loans in India

NBFC is the abbreviation for Non-Banking Financial Company. They are registered as companies under the Companies Act 2013; however, instead of having a banking license,…

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Draft RBI Guidelines for NBFC Lending — Key Takeaways

RBI’s proposed framework introduces threshold-based board approvals for lending to related parties, promoting both flexibility and accountability. NBFCs gain operational ease for smaller exposures, but…

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FAQ on Prepaid Payment Instruments (PPIs)

1. Under what powers has the Reserve Bank of India (RBI) issued the Master Directions (MD) on Prepaid Payment Instruments (PPIs) dated August 27, 2021…

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RBI Reporting Requirements and Compliances for Prepaid Payment Instruments (PPIs) in India

Prepaid Payment Instruments (PPIs) are tools that allow users to pay for goods, services, financial products, and remittance facilities using the value stored in them.…

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MCA Filing FAQs for NBFCs: Latest Updates on Lot 3 Forms

This FAQ provides a comprehensive overview of the MCA’s Lot 3 form rollout under V3, with a focus on filing requirements for NBFCs, including AOC-4,…

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NBFC Takeover Process and RBI Compliance

The takeover process shall primarily involve a thorough review of the target NBFC's documentation by the Acquirer. Upon the Acquirer’s approval of the acquisition, a…

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RBI Compliance Regulations and the Role of Advanced Technologies in Bank and NBFC

Author: Ankit Baid, Research Analyst at Affluence Advisory The key regulations and guidelines issued by the RBI cover various aspects of operations, including prudential norms,…

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Scale-Based Regulation (SBR) 2023 for All Non-Banking Financial Companies (NBFC)

The Reserve Bank of India (RBI) has played a crucial role in regulating the NBFC sector over the years. With the sector’s evolution and growth…

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