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OverviewOn October 1, 2025, the Reserve Bank of India released the draft “Non-Banking Financial Companies – Lending to Related Parties Directions, 2025,” inviting stakeholder comments until October 31, 2025, with proposed applicability from April 1, 2026. This draft introduces…
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Table of Contents Executive Summary Regulatory Context and Objective Eligibility and Capital Requirements Application Process via PRAVAAH Portal In-Principle Approval and Implementation Roadmap Certificate of…
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Imagine this: You're running a mid-sized infrastructure company in India, and you've been watching your borrowing costs creep higher while domestic banks tighten their purse…
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Introduction In today’s financial ecosystem, both Banks and Non-Banking Financial Companies (NBFCs) play a crucial role in driving economic growth. While banks remain the backbone…
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A quiet but meaningful shift is underway in how Indian non-banking financial companies (NBFCs) are sourcing funds. So far in 2025, offshore syndicated loans to…
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A Non-Banking Financial Company (“NBFC”) in India is a company registered under the Companies Act, 2013, who has received the Certificate of Registration (CoR) from…
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Author: Ankit Baid, Research Analyst at Affluence Advisory As a practitioner in the financial services sector, we have often encountered questions around the capital adequacy…
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INTRODUCTION The NBFC business is really taking off these days, and a lot of new players have jumped in. Many have gotten their approval from…
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In its June 2025 monetary policy announcement, the Reserve Bank of India (RBI) reduced the repo rate by 50 basis points, bringing it down to…
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On May 8, 2025, the Reserve Bank of India (RBI) introduced the Digital Lending Directions, 2025, replacing the 2022 Guidelines on Digital Lending and the…
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