Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025

The Reserve Bank of India (RBI) issued Notification No. 13199, introducing updated directions on authentication mechanisms for digital payment transactions aimed at enhancing security and…

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Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Amendment Directions, 2025

The Reserve Bank of India (RBI) periodically issues official notifications to inform banks and financial institutions about regulatory changes, policy updates, or directions under the…

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Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Amendment Directions, 2025

The Reserve Bank of India (RBI) has issued the Small Finance Banks – Prudential Norms on Capital Adequacy Amendment Directions, 2025, enhancing the regulatory framework…

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RBI’s Masterstroke: How Granting SRO Status to FIDC Will Reshape NBFC Governance

A Turning Point for NBFCs The Reserve Bank of India (RBI) recently announced a pivotal shift in the supervision of India’s dynamic Non-Banking Financial Company…

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Silver Gains Golden Status: How the RBI’s 2026 Silver Collateral Rule Will Unlock Billions in Household Wealth

RBI’s Big Move: Silver Becomes Loan Collateral from April 2026In a landmark decision, the Reserve Bank of India (RBI) will officially allow silver to be…

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RBI Eases Business-Overlap Rules for Bank-Promoted NBFCs: A Governance-Based Reform

Executive Summary In a landmark regulatory move, the Reserve Bank of India (RBI) has relaxed its earlier proposed restrictions on business overlaps within banking groups.…

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Beyond the Bank: How NBFCs are Reshaping Study Abroad Loans in India

NBFC is the abbreviation for Non-Banking Financial Company. They are registered as companies under the Companies Act 2013; however, instead of having a banking license,…

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RBI DRAFT LENDING TO RELATED PARTIES DIRECTIONS, 2025: KEY TAKEAWAYS FOR NBFCS

OverviewOn October 1, 2025, the Reserve Bank of India released the draft “Non-Banking Financial Companies – Lending to Related Parties Directions, 2025,” inviting stakeholder comments until October 31, 2025, with proposed applicability from April 1, 2026. This draft introduces…

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The Account Aggregator Framework: A Complete Application-to-Compliance Guide for Fintech Founders and NBFC Professionals

Table of Contents Executive Summary Regulatory Context and Objective Eligibility and Capital Requirements Application Process via PRAVAAH Portal In-Principle Approval and Implementation Roadmap Certificate of…

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The RBI’s Game-Changer: How a Quiet Policy Shift Could Reshape India’s Financing Landscape

Imagine this: You're running a mid-sized infrastructure company in India, and you've been watching your borrowing costs creep higher while domestic banks tighten their purse…

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