The RBI’s Game-Changer: How a Quiet Policy Shift Could Reshape India’s Financing Landscape

Imagine this: You're running a mid-sized infrastructure company in India, and you've been watching your borrowing costs creep higher while domestic banks tighten their purse…

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Draft RBI Guidelines for NBFC Lending — Key Takeaways

RBI’s proposed framework introduces threshold-based board approvals for lending to related parties, promoting both flexibility and accountability. NBFCs gain operational ease for smaller exposures, but…

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NBFCs vs Banks: Understanding the Key Differences and Opportunities

Introduction In today’s financial ecosystem, both Banks and Non-Banking Financial Companies (NBFCs) play a crucial role in driving economic growth. While banks remain the backbone…

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NBFCs Are Quietly Rewriting Their Funding Playbook

A quiet but meaningful shift is underway in how Indian non-banking financial companies (NBFCs) are sourcing funds. So far in 2025, offshore syndicated loans to…

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FAQ on Prepaid Payment Instruments (PPIs)

1. Under what powers has the Reserve Bank of India (RBI) issued the Master Directions (MD) on Prepaid Payment Instruments (PPIs) dated August 27, 2021…

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RBI Reporting Requirements and Compliances for Prepaid Payment Instruments (PPIs) in India

Prepaid Payment Instruments (PPIs) are tools that allow users to pay for goods, services, financial products, and remittance facilities using the value stored in them.…

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DIFFERENT TYPES OF NBFC REGISTRATIONS & ITS PURPOSES

A Non-Banking Financial Company (“NBFC”) in India is a company registered under the Companies Act, 2013, who has received the Certificate of Registration (CoR) from…

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MCA Filing FAQs for NBFCs: Latest Updates on Lot 3 Forms

This FAQ provides a comprehensive overview of the MCA’s Lot 3 form rollout under V3, with a focus on filing requirements for NBFCs, including AOC-4,…

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NBFC Takeover Process and RBI Compliance

The takeover process shall primarily involve a thorough review of the target NBFC's documentation by the Acquirer. Upon the Acquirer’s approval of the acquisition, a…

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RBI Compliance Regulations and the Role of Advanced Technologies in Bank and NBFC

Author: Ankit Baid, Research Analyst at Affluence Advisory The key regulations and guidelines issued by the RBI cover various aspects of operations, including prudential norms,…

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