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Executive Summary In a landmark regulatory move, the Reserve Bank of India (RBI) has relaxed its earlier proposed restrictions on business overlaps within banking groups.…
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NBFC is the abbreviation for Non-Banking Financial Company. They are registered as companies under the Companies Act 2013; however, instead of having a banking license,…
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OverviewOn October 1, 2025, the Reserve Bank of India released the draft “Non-Banking Financial Companies – Lending to Related Parties Directions, 2025,” inviting stakeholder comments until October 31, 2025, with proposed applicability from April 1, 2026. This draft introduces…
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Table of Contents Executive Summary Regulatory Context and Objective Eligibility and Capital Requirements Application Process via PRAVAAH Portal In-Principle Approval and Implementation Roadmap Certificate of…
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Imagine this: You're running a mid-sized infrastructure company in India, and you've been watching your borrowing costs creep higher while domestic banks tighten their purse…
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RBI’s proposed framework introduces threshold-based board approvals for lending to related parties, promoting both flexibility and accountability. NBFCs gain operational ease for smaller exposures, but…
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Introduction In today’s financial ecosystem, both Banks and Non-Banking Financial Companies (NBFCs) play a crucial role in driving economic growth. While banks remain the backbone…
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A quiet but meaningful shift is underway in how Indian non-banking financial companies (NBFCs) are sourcing funds. So far in 2025, offshore syndicated loans to…
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1. Under what powers has the Reserve Bank of India (RBI) issued the Master Directions (MD) on Prepaid Payment Instruments (PPIs) dated August 27, 2021…
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Prepaid Payment Instruments (PPIs) are tools that allow users to pay for goods, services, financial products, and remittance facilities using the value stored in them.…
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