Compliance Roadmap for Newly Registered NBFCs

INTRODUCTION The NBFC business is really taking off these days, and a lot of new players have jumped in. Many have gotten their approval from…

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Latest Update: RBI Cuts Repo Rate to 5.50% (June 2025)

In its June 2025 monetary policy announcement, the Reserve Bank of India (RBI) reduced the repo rate by 50 basis points, bringing it down to…

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A Unified Framework for Digital Lending: RBI’s 2025 Directions Focus on Transparency and Consumer Rights

On May 8, 2025, the Reserve Bank of India (RBI) introduced the Digital Lending Directions, 2025, replacing the 2022 Guidelines on Digital Lending and the…

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Guidelines on Default Loss Guarantee in Digital Lending

RBI tightens default loss guarantee rule, NBFCs to exclude cover on fintech-sourced loans FAQ on Digital Lending Q.1 As per Para 6 of the Guidelines on Default…

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RBI Makes PRAVAAH Portal Mandatory for All Banks and NBFCs from May 1

The Reserve Bank of India (RBI) has announced that starting May 1, 2025, all regulated entities must submit their applications for regulatory authorizations, licenses, and…

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Factors to Consider While Taking a Business Loan from Banks and NBFCs

Author: Ankit Baid, Research Analyst at Affluence Advisory Taking a business loan is a significant decision that can impact your company’s financial health and growth…

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High Court Ruling on NBFC’s Net Owned Fund Requirement: A Precedent for Regulatory Clarity

Author: Ankit Baid, Research Analyst at Affluence Advisory The recent High Court ruling on the Net Owned Fund (NOF) requirement for Non-Banking Financial Companies (NBFCs)…

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Capital Levels of Banks and NBFCs: Resilience amid Stress Scenarios

Author: Ankit Baid, Research Analyst at Affluence Advisory The Reserve Bank of India's (RBI) recent stress test results reveal a robust financial system, with capital…

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NBFCs under Regulatory Spotlight: Emphasis on Sustainable Practices and Risk Management

Author: Ankit Baid, Research Analyst at Affluence Advisory In a strong and timely advisory, the Reserve Bank of India (RBI) has urged Non-Banking Financial Companies…

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Issuance of Non-Convertible Debentures (NCDs) by NBFCs: A Comprehensive Guide on Regulatory Framework

Introduction: Money market instruments play a pivotal role in fulfilling working capital requirements of corporates by facilitating acquisition of short-term financing and thereby establishing liquidity…

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